With current mortgage rates so low, we are considering re-financing our mortgage. Would it be worth it to go through the process to lower our rate by half a percentage point?
Have you checked to see how much you can save by going through with it? Most places will take the time to walk you through it so you can see the numbers before making the leap.
If I could get a mortgage for a half percent lower than what I have now, it would save me a chunk of change. For me the amount saved would be $1500 a year.