Credit cards are a way of life. Emergencies, children’s needs, car repairs all seem to pop up whenever you are short of cash. Credit cards are also the fastest way to establish a good credit history and are often required when making travel or other arrangements. However, many people are leery about getting too many credit cards, and with good reason. They fear that having too many cards will damage their credit score, or that the availability of credit will cause them to overspend. The media also plays in to this fear with stories of outrages charges, delinquencies, bankruptcies, and we all know people who have run into trouble by maxing out credit cards, or using one card to pay off another.
Why Financial Envy Is a Waste of Time
The traditional role of the male head of the household has been that of the breadwinner. The husband is expected to financially support the family as the main wage earner. Society often equates financial success with overall success in life. However, every family is different, with some fathers earning more than others. For example, you may see a neighbor on your street that lives in a larger house and drives a more expensive car and feel envy because he is earning more than you.
Frugal is a Good Thing…Cheapness, Not so Much
Frugality and cheapness are related in a very essential way. Both traits are used to monitor and restrict the expenditure of money. While being frugal and being cheap might have similar purposes, there are great differences in how the two tactics are employed. In turn, other people in our lives and those who simply interact with us can readily distinguish between the two.
How to Counter Recession
Recession might be a bad thing for most people, but it doesn’t have to be a bad thing for you. Most people don’t even know what recession means. That being the case, how can they possibly prepare for and possibly profit from it?
- « Previous Page
- 1
- 2
- 3
- 4
- 5
- 6
- …
- 12
- Next Page »